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How much more would retirement cost if you owned your home rather than rented? It could actually be several times less.

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Here are some examples of deductions from the IRS that were permitted and some that were, uh, too creative.

IRA Withdrawals that Escape the 10% Tax Penalty

IRA Withdrawals that Escape the 10% Tax Penalty

The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown.